At MFI we offer quick and easy
gas station financing -
convenience c-store loans. No Income or
Asset verification or Full Doc available. As a leading provider of conventional and
SBA - Small
Business Administration commercial loans on
gas station - convenience c-store financing, we understand the unique problems
and environmental aspects of obtaining a lender for funding this type property.
No Income / Asset Verification or SBA
Quick Commercial Application |
Commercial Quote Request |
Get Bid / Offer |
Other Business Property Types
You may already know that financing a loan for
a convenience c-store and gas station , referred to as C&G, isn't as easy as one
might think. In fact, it can be quite difficult due to environmental issues, the
amount of work it takes, and because of the high failure rate on these
commercial properties. This is a cash business. Many owners keep their reported
income low. When it's time for a lender to analyze their numbers, the cash flow
may not support the actual funding request. It's a fact that if you don't show
adequate income and/or cash flow, conventional financing of c-store gas station
loans is tough to get approved when you want to buy or refinance these
commercial real estate types.
able to place tens of millions of dollars every year to lenders that specialize in gas
stations with or without convenience c-stores. We are experts in this field and know how to package the
file to make the lender want to say yes to the request!
Across the country, commercial lenders will often turn down requests for
loans on convenience c-stores with gas station financing. Commercial lenders just
do not want the higher environmental risks associated with these properties. Usually,
the borrower's credit is acceptable and the C&G operation is
profitable. Still, they just don't want to handle gas station convenience c-store
commercial properties. Due to this one issue, many well qualified business people do not get the
chance to purchase or refinance.
Maximum Financial Inc. has the sources and the expertise and will work with you
to close those loans for financing your gas station and / or convenience c-store that
other lenders will decline.
Should you be using commercial
loans for financing the purchase of a c-store convenience gas station? First off you would need to see if the
financials make it feasible. Is inventory included in the sale? What is the NOI or Net Operating Income? How many gallons of
fuel are pumped per month? A reasonably successful operation should show at
least $80,000 gallons per month in sales and inside sales of about $50,000. Fuel sales
should pay your monthly payment and more. Lenders will look at your experience
in the industry. If you have little or none but have a partner available that you can trust and has
the experience that could help obtaining an approval.
What you really need to know is that we're able
to get deals closed in the C&G industry. We specialize in C&G commercial real
estate across the U.S. We professionally find the best finance program for our
clients' unique requirements. We work with a select number of lenders nationally
to get the best rates and terms available.
Conventional commercial generally has lower costs and interest rates than SBA and other types of
lending. However, it can be more difficult to qualify for conventional as the amortization
period is shorter and lenders often look for higher debt service coverage.
SBA 7a Program
SBA 504 Program
Quick Gas Station
Convenience C-Store Loan Application
Bed & Breakfast
Campground RV Park |
Car Wash Carwash |
Day Care |
Land Development Construction |
Mixed Use |
Mobile Home Park |
Self-Mini Storage |
Retail Center |
Gas Station Convenience C-Store Financing Loan
Financing c-store gas station loans.
Mobile Home Park
RV Park Campground
Self Mini Storage
Maximum Financial Inc.
Commercial Lending Division
36 Cartier Ct.
Dillon, CO 80435
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